Debt mutual fund
income up to Rs.12 lakh tax free for individual & institutional
investors..!
Investing in debt mutual
fund schemes, income up to Rs.12 lakhs does not have to be taxed? Is it true?
Ganesh kumar, Chennai - 44
Answer
by
Mr. S.Sridharan, Founder, https://www.walletwealth.co.in/
The
Debt mutual
fund is
designed to cater to both individual and institutional investors, offering a
short-term investment option with low to moderate risk.
The
recent budget 2025-26 income tax slab revisions have made such debt mutual
funds tax-efficient for retail investors, as they will not have to pay capital
gains tax if their total annual income, including such gains, remains within
Rs.12 lakh, as there is a rebate available under the new tax regime.
For
salary people and pensioner added standard deduction Rs. 75,000 to Rs.12 lakh that
is Rs.12.75 lakh tax free included debt fund income and fixed deposit income.
For more details and Investing
Mr.
S.Sridharan, Founder, https://www.walletwealth.co.in/
If you need any advice on
investments, do call us at 9940116967.
Team Wallet Wealth,
AMFI Registered Mutual Fund Distributor
2nd Floor,
No.8A, 2nd Main Road, Nanganallur,
Chennai – 600 061
Ph: 044-48612114
https://www.walletwealth.co.in/
Email id : sridharan@walletwealth.co.in
You can contact Mr.S.Sridharan for all types of investments
including mutual fund investment, medical insurance, and life insurance.
Read articles written by Mr. S. Sridharan in Nanayam Vikatan, a
leading personal financial management magazine.
https://www.vikatan.com/author/855-sridharan-s
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme
related documents carefully. The past performance of the mutual funds is not
necessarily indicative of future performance of the schemes.
