LIC: Insurance Policy Death claims rose 17% to 8,16,650 in first 9 months of 2020-21

LIC: Insurance Policy Death claims rose 17%  to 8,16,650 in first 9 months of  2020-21

Death claims made on state-run Life Insurance Corporation of India (LIC) crossed the 8-lakh mark between April and December 2020, reversing the decline in their numbers over the previous three years.

As many as 8,16,650 death claims were made on LIC in April-December 2020, up 17.11% from the 6,97,314 claims in the corresponding period of 2019.

It was not specified how many of these death claims related to Covid-19.

In the nine months of 2020-21, LIC settled 8,08,575 death claims and paid Rs. 16,945.96 crore.



The data indicate that the number of death claims made rose sharply in the October-December period. Between April and June, as many as 1,68,300 death claims were made and they increased to 4,50,850 in the six months between April and September 2020.

Insurers have pointed out that the nationwide lockdown in the first quarter of last year had delayed filing of claims.

The surge in death claims in 2020 came after a decline in the previous years from 2017. The death claims made on LIC dropped from 7,57,460 in April-December 2017 to 7,15,390 in the same period of 2018.

The data must be seen in the context of the fact that though India was among countries earliest to report Covid, its death rate due to the infection has not been very high.

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