Relaxation of the LTV Ratio for gold loans




Mr. Saurabh Kumar, Head of Gold Loans, IIFL Finance 

 “RBI’s policy on revision in LTV from 75 percent to 90 percent is a very welcome step and much needed support during these Covid times. Today MSMEs and Farmers need capital to restart. Gold loan is an easy product and people can avail this loan over the counter within 30 mins. 

The customers will be able to access more capital with ease and will help in restarting with pride without taking any obligations from anyone. 

At the same time Banks and NBFCs will have to have strong risk management to ensure this easing is used effectively

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