Mutual Fund Total SIP AUM of Rs.3.25 lakh..!

Mutual Fund SIP: 27% Invested for over 5 years

Assets Under Management (AUM) of Indian Mutual Fund Industry as on February 29, 2020 stood at ₹ 27,22,937 crore.  Of the total SIP AUM of Rs.3.25 lakh crore, Rs.87,600 crore has stayed put for over five years in the MF industry.

The latest Feb 2020 AMFI data shows that 27% of the total SIP AUM has remained active for over 5 years in the mutual fund industry. Of the total SIP AUM of Rs.3.25 lakh crore, Rs. 87,600 crore stayed put for over 5 years.

Further, of the Rs.87600 crore, nearly 88% or Rs.76,800 crore has come from regular plans while 12% or Rs.10800 crore is direct.

SIPs - Regular plan

In line with the industry, 27% or Rs.76800 crore of the regular plan SIP AUM has remained active for over 5 years.

If we delve deeper into the SIP longevity data, 26% or Rs.73,500 crore of the total SIP AUM and 16% or Rs.46711 crore have been active for 1 year and 2 years, respectively. This indicates that many new SIPs have been added through regular plans in the recent past.

SIPs  - Direct plan

Similar trend was observed in direct plan SIP AUM. Of the total SIP AUM of Rs.38,600 crore in direct plans, 28% or Rs.10,823 crore was stayed put for over 5 years.

The new SIPs i.e. 33% of the total SIP AUM or Rs.12,738 crore has been active for the last one year.

Age-wise analysis of SIP AUM:                

SIP continuing for	Direct Plan		Regular Plan		Total
	AUM (in Rs crore)	Proportion	AUM (in Rs crore)	Proportion		Proportion
> 5 years	10,823.47	28%	76,778.69	27%	87,602.16	27%
> 4 years up to 5 years	4,621.16	12%	36,490.86	13%	41,112.02	13%
> 3 years up to 4 years	2,976.93	8%	25,030.96	9%	28,007.89	9%
> 2 years up to 3 years	3,568.46	9%	27,742.72	10%	31,311.18	10%
> 1 year up to 2 years	3,886.68	10%	46,711.02	16%	50,597.70	16%
Less than < 1 year	12,738.22	33%	73,499.18	26%	86,237.40	27%
Total	38,614.92	100%	2,86,253.43	100%	3,24,868.35	100%

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