Bajaj Finance : Systematic Deposit Plan


Bajaj Finance : Systematic Deposit Plan

Bajaj Finance has launched a monthly savings plan.

Investors in the Systematic Deposit Plan can choose a tenure ranging from one to five years.

However, unlike bank recurring deposits where the rate is fixed, here the interest rate is floating. 

The rate prevailing on the date of investment every month will apply.

Systematic Deposit Plan

When investing in fixed deposits, you need to invest a lumpsum amount in a single go. However, we all need a stable and secure monthly investment option, where we can deposit a fixed amount regularly to create a corpus over time, in a disciplined manner.

To fulfil this need, Bajaj Finance now offers a Systematic Deposit Plan, wherein you can invest in small monthly deposits. The interest rate prevailing on the date of every deposit will be applicable to that particular deposit.
·         Features and Benefits of Bajaj Finance Systematic Deposit Plan

Here are the features and benefits of Systematic Deposit Plan:
·        
Interest Rate

The interest rate prevailing on the date of each monthly deposit will be applicable to that particular deposit.
·        
Tenor

Bajaj Finance Systematic Deposit Plan has tenor options ranging from 12 months to 60 months. You even have an option to choose any one of these three days to make your monthly deposit – 3rd, 7th or 12th of each month. However, the date you choose once, will remain fixed for the rest of the deposits.
·        
Minimum Deposit
You can look at an deposit of Rs. 5,000 monthly to start a Systematic Deposit Plan.
·        
Payment Method

You need to make the first payment by account payee cheque so that the bank account gets registered. Subsequent payment for deposits will be deducted from the depositor’s bank account through NACH mandate issued in favor of BFL and duly registered with Depositor’s Bank
·        
Pre-mature Withdrawal

Premature withdrawal is permitted for either one or more deposit under the SDP provided the FD has completed more than 3 months from the date of its issuance. Current RBI regulations on premature withdrawal will be applicable.
·        
Loan Against Deposit
You may also avail loan against each deposit under SDP as per the applicable norms.
·        
High Stability and Credibility
A Systematic Deposit Plan with Bajaj Finance is one of the safest deposit options for depositors. Bajaj Finance FD is accredited with the high credit ratings from CRISIL and ICRA,so your investments are at lowest risk.

Make a smart deposit choice with a Systematic Deposit Plan with Bajaj Finance, and keep getting guaranteed returns.
·         Disclaimer
“As regards deposit taking activity of the company, the viewers may refer to the advertisement in the newspaper/ information furnished in the application form for soliciting public deposits”

The company is having a valid Certificate of Registration dated 5th March 1998 issued by Reserve Bank of India u/s 45-IA of the RBI Act. However, RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/ discharge of the liabilities by the Company




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