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In last 10 years, 10 major reason for degradation of financial situation of a Indian family..!
1. Everyone in family owns smart phone
2. Vacations under social pressure
3. Buying a car as a status symbol
4. Avoiding home made food and unnecessarily eating out on weekends
5. Brand conscious for salons, parlours and clothes
6. Trying to make Birthday and anniversary special by spending more money rather than time together.
7. Grand weddings and family functions
8. Commercialization of schools educations...
9. Spending what you haven't yet earned... loan and credit card .
10. Spoiled lifestyle forcibly increases medical expenses
Income is not growing at the rate at which expense is growing.. results in more distress & less peace.
Minimalistic is fantastic and in real sense futuristic
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