Future Generali India Insurance
'Future
Health Suraksha’ policy with added benefits
Future Generali India Insurance Company Limited (FGII),
the general insurance arm of the joint venture between the retail game changers
Future Group and global insurer Generali, has launched the revised version of
the ‘Future Health Suraksha’ product with a host of new
features beneficial to the customers.
During the launch of the product, Dr. Shreeraj
Deshpande, Principal Officer & Key Managerial Personnel, Future Generali
India Insurance said, “Future Health Suraksha is one of our flagship health
products and the benefits have been added keeping in mind growing customer
demand arising from increasing healthcare costs.
With Future Health Suraksha, customers can avail many new
features with option of easy premium payment and several other discounts under
family & long-term segments, thus ensuring they get the best value of the
policy.”
The entry age of the policy is 3 months to 70 years of
age and can be renewed life long. One can also choose to buy the long term
policy with tenure of upto three years. There are 4 different plans: Gold,
Platinum, Topaz and Ruby depending on sum insured (sum insured options starting
from INR 50,000 upto INR 10 lakhs). All plans are available with individual and
floater option. Portability is available as per Portability Guidelines.
For
detailed benefits, coverage and exclusions, please refer to the policy
brochure. (https://general.
Key Features of Future Health Suraksha :-
·
Entry Age
- 3 months to 70 years with option of Life
long renewal.
·
Policy
Tenure - The product is available
with the policy periods maximum up to three years.
·
Plans and
Sum Insured options available
There are 4 different plans: Gold, Platinum,
Topaz and Ruby. All plans are available with individual options and floater
option is available for sum insured options for 2 lakh and above.
·
Sum insured of ₹ 50000, 100000, 150000 from Zone A /Zone B /Zone C
will be applicable only for New business for Children up to age of 25 years
·
Sum insured of ₹ 100000, 150000 from Zone C will be applicable for
new business for Rural Areas only.
·
Cumulative
Bonus - 10% for every claims free year to a maximum
up to 50% of the Sum Insured.
·
Discounts
Family discount - Applicable in case two or more
family members are covered in the same policy in case of Individual Sum Insured
option.
Long term discount - Applicable in case of
single premium payment for policy term of more than one year
Loyalty discount – Insured will get a
discount if the client already has a separate Retail Health insurance policy
(other than Future Health Suraksha / Personal accident /Travel) from Future
Generali India Insurance Co. Ltd.
·
Portability can be offered as per the Portability guidelines
·
Payment
options – Option of paying premium
on instalment basis for long term policies. The premium in the policy will
differ depending on the city of residence of the Proposer based on the zone
wise classification.
·
Key
Benefits
·
Inpatient
Hospitalization
·
Day Care
Treatment expenses
·
Pre-hospitalization
Medical Expenses
·
Post-hospitalization
Medical Expenses
·
Ambulance
charges
·
Free medical
check-up
·
Patient Care
·
Accidental
Hospitalisation
·
Hospital Cash
·
Accompanying Person
·
Organ Donor Expenses
·
Emergency Ambulance
·
Cumulative bonus
About
Future Generali India Insurance Company Limited
Future Generali India Insurance Company Limited is a
joint venture between Future Group – the game changers in Retail Trade in India
and Generali – a 187 years old global insurance group featuring among the
world’s 60 largest companies*.
The company was incorporated in September 2007
with the objective of providing retail, commercial, personal and rural
insurance solutions to individuals and corporates to help them manage and
mitigate risks.
Future Generali India has been aptly benefitting from the
global Insurance expertise in diverse classes of products of Generali Group and
the Indian retail game changer Future Group. Having firmly established its
credentials in this segment and effectively leveraging on the skill set of both
its JV partners, Future Generali India has evolved to become a Total Insurance
Solutions Company.
*As per Fortune Global 500 Ranking (2017)
About
Generali Group
Generali is an independent, Italian insurance Group, with
a strong international presence. Established in 1831, it is among the world’s
leading insurers and it is present in over 60 countries with total premium
income exceeding €68 billion in 2017.
With nearly 71,000 employees in the world
and 57 million customers, the Group has a leading position in Western Europe and
an increasingly significant presence in Central and Eastern Europe as well as
in Asia. In 2017, Generali Group was included among the most sustainable
companies in the world by the Corporate Knights ranking.
Future
Generali India
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Gupta
Mobile
+91 9820088951
Future
Generali India
Sumeet
David
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+91 7506249490
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Relations
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Tejnani
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