ICICI Pru iProtect Smart Term Insurance Plan - affordable premium payments

ICICI Pru iProtect Smart Term Insurance Plan

ICICI Pru iProtect Smart Plan is a term insurance policy which provides you with different options to enhance the protection for yourself and your family through affordable premium payments. 

The plan offers comprehensive protection through flexible options that can help ensure financial security for your family when you are not around anymore. 

The plan also offers the option to enhance coverage to include accidental death and critical illness benefits.

Why is ICICI Pru iProtect Smart special?

Secure your loved ones even in your absence

ICICI Pru iProtect Smart provides a lump sum pay-out to your nominee in case of an unfortunate event. This amount can be used to help meet regular expenses and repay any loans that you may have.

Choice of protection

Depending on the needs of your family, you can choose the events against which you want to secure your loved ones. ICICI Pru iProtect Smart offers complete protection against various unforeseen events such as, death, permanent disability, terminal illness, critical illness and accidental death.

Pay-out to you in case of 34 critical illnesses (Life & Health Benefit Option, All-in-one Benefit Option)

We understand that if you are diagnosed with a life-threatening disease, the burden of medical costs and liabilities falls upon you and your loved ones. The company pays you Critical Illness (CI) Benefit as a lump sum amount. This will help you meet the cost of medical care and manage regular expenses during difficult times. This pay-out is made irrespective of immediate hospitalisation or medical costs due to the illness.

Additional pay-out in case of an accident (Life Plus Benefit Option and All-in-one Benefit Option)

In case of death due to an accident, the company offers a pay-out that is double the Life Cover opted by you. This pay-out is subject to a maximum of ` 2 crore.

Waiver of premium in case of Permanent Disability

In case of permanent disability due to an accident, the company waives all future premiums and your policy continues uninterrupted.

Increase your Life Cover at important milestones of life

To ensure your family is always covered, ICICI Pru iProtect Smart offers you the flexibility to increase the level of protection of your family at key life events such as marriage and birth of a child.

Pay premiums as per your comfort

You can select a payment term that you are most comfortable with. You can pay the premium once, throughout the policy duration or for a limited period of 5 years. You also have the option to choose the payments to be made yearly, half-yearly or monthly.

Get tax benefits

With this plan, you can reduce your taxable income by paying up to Rs. 1.5 lakh under Section 80C towards Life Cover. Additionally, you will get tax benefit of ` 25,000 under Section 80D towards Critical Illness Benefit . This will help you save tax. What's more, the Life Cover amount your family receives is also completely tax-free*.

For more details & applications, kindly contact  

 Mr.Vignesh at Extn:3239 (Mobile:9952958694) 

/ Ms. Gomathi at Extn:3348 (Mobile:9962370761).

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