ICICI Bank -
Rs. 15 lakh instant personal loan via ATMs
ICICI Bank has launched
a facility whereby its existing salaried customers can avail personal loans at
ATMs.
These customers can get
pre-qualified personal loans up to 15 lakhs in their savings account instantly.
In a statement, the
country's largest private sector bank by consolidated assets, said the facility
offers a bouquet of features - swift application in simple steps, multiple
eligible loan amount options up to Rs. 15 lakh based on pre-checked CIBIL
scores and instant transfer of the money to the customer’s account.
The facility also
incorporates an additional level of authentication to make the security of the
offering robust.
Through this offering, a
customer can get personal loans of upto Rs. 15 lakh for a fixed tenure of 60
months.
On completion of a
transaction for balance enquiry or cash withdrawal, customers will be shown the
option of availing the loan (at ICICI Bank ATM).
Customers can avail this
loan at any ICICI Bank ATM in four steps -- select the required pre-approved
loan offer; multiple amounts may be shown depending on the customer’s eligibility;
accept the auto populated interest rate, processing fee and EMI (Equated
Monthly Installment) amount; confirm on the terms and conditions displayed.
Lastly, enter debit card PIN.
The statement said money
will get transferred to the customer's account instantly on completion of this
procedure.
Customers can also avail
personal loans from the Bank’s website, iMobile – its mobile banking
application as well as its branches.
No comments:
Post a Comment