Going Abroad?
Get a Travel CARD..
Mr. Singh
Narang, CurrencyKart
TRAVEL card, as the
name suggests, is a prepaid foreign currency card that makes your overseas trip
hassle-free and effective. Just like a debit card or a credit card, travel card
gives you an opportunity to load cash in advance by estimating your spendings.
Simply put, if you’re
overseas, you can withdraw cash using your travel card from any ATM.
Tips for
using travel cards
Before you buy your
travel card, make sure you have sufficient knowledge about it.
For instance,you may
not be able to pay petrol bills and toll taxes through your travel card due to
security reasons. So you will have to keep cash or some other card for such
payments.
It is advisable not to
use your travel card for security deposits to clear up your hotel bills.
The balance amount in
the travel card may get blocked for a month, for no fault of yours. If anywhere
there is an option to pay in local currency, you must avail it. If you do not
do that, the retailer might convert it into foreign currency, and it will be a
loss for you. So, it is always advisable to check the currency conversion
before proceeding with any transaction.
Things to remember
Do remember to change
your default PIN before you travel abroad to prevent any misuse. With changed
PIN, one can avoid the trouble of getting rejected at overseas ATM counters.
So it is better that
you complete the process in your home country itself. Whenever you are
withdrawing money from your travel card, be careful of the withdrawal charges.
In many cases, there is an extra fee on transactions.
However, there are
cards which offer free withdrawal from any ATM across the globe.
Keep track of the
available balance on your travel card via any ATM. With technological
advancements nowadays, cards come with a facility to show the account details
of the customer either online or via SMS.
One can also get other
details related to travel card through some mobile applications.
In case of loss or
theft, block your travel card instantly. Do remember to carry a backup card to
keep you going in such emergency situations.
Last, but not the
least, do not forget to check the expiry date of your travel card, which you
can find on your travel card itself. It usually expires on the last working day
of a particular month.
About the author..
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