Cigna
TTK Health Insurance launches Pioneering
Health
Saving product solution-‘ProHealth Accumulate’
India’s
very first Personal Health Wallet that GROWS into a health reserve for future
healthcare needs
·
One-
of- its- kind plan that covers an array of non-payable claim components. You
can use this plan to pay for dental, vision, doctor consultations and other
medical expenses.
·
This Personal Health Wallet” that earns
bonuses every year even when you claim
·
Builds a health reserve that helps
customers be ready for future health expenses
·
Dual coverage of Protectiv Healing and
ProActiv Living
Cigna
TTK Health Insurance a joint venture between U.S. based
global health service leader, Cigna Corporation (NYSE:CI), and Indian
conglomerate TTK Group, today announced the launch of its pioneering health savings type of a
product -
ProHealth Accumulate that
creates a Health Reserve for future health needs
ProHealth
Accumulate is a first of its kind health plan designed for the
Indian market to provide a 360 degree health solution. The product offers
customers the unique benefit of combining health protection, wellness and
health reserve. Thus addressing the barriers of Indian consumers who perceive
health insurance plans either to be an ‘annual waste of money’ or believe that insurance
claims are for hospitalization expenses only.
The
plan provides the distinctive feature of creating a Reserve that works as your Personal
Health Wallet. It comes with the added advantage of protection against
rising health care costs with guaranteed cumulative bonus of 5% year on year.
Customers can choose from Rs. 5,000, Rs.10,000, Rs.15,000 or Rs.20,000 to cover
out-patient expenses such as doctor’s consultation , pharmacy expenses,
diagnostic tests, alternative forms of medicines (AYUSH) and more. Another
unique advantage is that OPD will also cover dental treatment, cost of
spectacles, lenses and hearing aids.
The product offers much
more, this amount can be utilized towards payment of any deductible/co-pay/non
payable component of a claim wherever applicable including any cashless
facility in case of a Hospitalization or Day Care Claim.
The best part is that,
any unutilized HMB amount plus earned Cumulative Bonus gets carried forward to
the next policy year with fresh HMB allocation. This helps create a health
reserve over the period to meet your future health expenses. All this combined
with a Tax Benefit under Section 80D will help you accumulate a tax free reserve.
Another stand out
feature is Healthy Rewards where you earn 1 % reward points on premium paid and
additional upto 9% can be accrued by opting for an array of online and offline
CignaTTK Wellness initiatives. All accumulated points (1 point = Re.1) can be
redeemed as renewal premium upto 10 % discount or claim as Health Maintenance
Benefit within the policy year.
The plan provides end
–to-end protection with in-hospital, day care, out- patient and even
domiciliary cover. Also customers can avail second opinion help on critical
illnesses, healthy rewards and a worldwide emergency cover.
Even in multiple
claims customers are protected with 100% additional sum insured under Smart Restoration.
You also earn 5% no-claim bonus every year on the policy sum insured, maximum
accumulation up to 100%.
Under ProHealth Accumulate, the sum assured ranges from Rs 5.5 Lacs to
Rs 25 Lacs , with a choice of Individual and Family Floater cover. Enrolment starts from 91 days for children
and 18 years for adults.
Announcing the launch, Mr. Sandeep Patel, CEO and Managing
Director, Cigna TTK Health Insurance Company Limited said, “With ProHealth
Accumulate we have achieved yet another pioneering milestone by offering Indian
consumers a truly innovative holistic health savings product solution. Insights
into Indian consumer’s mindset revealed that health insurance is sometimes
perceived as a waste of money especially in a no claim year.
Also, consumers
were looking at their health insurance to cover them holistically, including
non-hospitalization expenses. We have designed ProHealth Accumulate to not only
provide comprehensive hospitalization coverage but also help our customers save
for medical expenses and provide non-hospitalization coverage for regular
medical needs”
About Cigna TTK Health
Insurance Company Limited
Cigna
TTK Health Insurance Company Limited is a joint venture between the U.S. based
global health service leader, Cigna Corporation and Indian conglomerate TTK
Group. Cigna Corporation (NYSE:CI) maintains sales capability in 31 countries
and jurisdictions and has more than 80 million customer relationships
throughout the world. TTK is widely recognized across India with a reputation
built across eight decades for quality consumer products and services.
Cigna
TTK is a stand-alone health insurance company having a pan India presence,
headquartered in Mumbai. Cigna TTK offers differentiated health insurance
solutions including health and wellness programs that support customers in
making lifestyle changes and managing chronic medical conditions. To learn more,
visit www.cignattkinsurance.in
Media contacts
Anjali Talreja
Direct line –022-61703676
Vishnuram
Direct line – +91 98 41 255885
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