Bajaj Allianz Life: Micro-insurance policy Bima Dhan Suraksha Yojana

Bajaj Allianz Life launches micro-insurance policy Bima Dhan Suraksha Yojana


Bajaj Allianz Life Insurance, one of the leading private life insurers, has launched micro term insurance plan Bajaj Allianz Bima Dhan Suraksha Yojana with return of premium option.

Targeted at the small income groups in rural parts of the country, minimum premium of Bima Dhan Suraksha Yojana is capped at Rs. 1500 annually or Rs. 200 monthly. For a longer policy term of maximum 10 years, a person can get a protection cover (Sum Assured) of up to 35 times of the annual premium if he or she opts for regular premium before the age of 35 years.

Bima Dhan Suraksha Yojana can be bought at the age of 18 and above up to 60 years. The plan has three policy terms of 5, 7 and 10 years. Bima Dhan Suraksha Yojana can also be bought with a single premium option, where minimum and maximum premiums are capped at Rs. 5000 and Rs. 25000 respectively. 

In case of single premium, a person can get a cover of up to 7 times of the single premium if the policy term is 10 years and bought before the age of 35 years.

The plan assures a Death Benefit as higher of sum assured or 105 times of the total premiums paid or minimum guaranteed sum assured on maturity. For single premium policies, while other types of Death Benefit remain same, the person will get either 110% or / 125% of the single premium paid depending on the age at entry.

Commenting on the launch of this plan, Anuj Agarwal, MD & CEO, Bajaj Allianz Life Insurance, said: “We have brought in Bajaj Allianz Bima Dhan Suraksha Yojana at a minimum annual premium of Rs. 1500 to cover wider gamut of people under financial security. This product is aimed to give higher returns when taken for a longer term to safeguard one’s family in an unfortunate event.” 

About Bajaj Allianz Life Insurance..!

Bajaj Allianz Life Insurance is a joint venture between Allianz SE, the world’s leading insurer, and Bajaj Finserv Limited. Allianz SE is a leading insurance conglomerate globally and one of the largest asset managers in the world. 

Bajaj Allianz Life Insurance is one of the leading private life insurance companies in India. The Company has developed insurance solutions that cater to every segment and age-income profiles. Currently, Bajaj Allianz Life Insurance has a strong product portfolio with adequate flexible products to cater to all kinds of customer needs from ULIPs to Child plans, from group insurance to health insurance. 

The Company began its operations in 2001 and today has a pan-India presence with more than 700 branches in India. Bajaj Allianz Life Insurance has been constantly expanding its operations to be close to their customers.

For further details:
Bajaj Allianz

Ayan Pramanik: +91 9730240099

Chitra Krishnan: +91 9967595142

Adfactors PR

Snigdha Nair:  +91 9920481191

Veena Krishnan: +91 9930309052

D.G.JAISHANKAR , Chennai  +91 94440-36340


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