Star Health Insurance
launches ‘Senior Citizens’ Red Carpet’ with unique additional benefits
·
No-pre acceptance medical
screening required
·
Guaranteed
life – long renewal
·
Policyholder
entitled to a 10 % discount on premium on producing Specific medical reports
Star Health and Allied Insurance Co Ltd, the first
stand-alone health insurance company in India has today launched their revised
‘Senior Citizens’ Red Carpet’, with the aim of enhancing health insurance solutions
for the senior citizens in the country. Any individual between the age of 60 to
75 years can purchase this policy. The policy is specially designed to cater to
the medical needs of senior citizens.
This policy has the
following benefits:
No pre-acceptance medical screening irrespective of the age of the person and
the sum insured opted.
Expenses on medical consultation as an Out
Patient incurred in network hospitals at Rs. 200
per consultation and ranging from Rs. 600 to Rs. 1400 in the policy period
Pre-existing
conditions / or diseases will be covered after 12 months since the issuance of the policy with the
company
Consultation fee,
surgeon's fee, specialist’s fee,
diagnostic charges etc are covered
up to 7% of the hospitalization expenses incurred capped at Rs. 5,000
Speaking on the launch, Mr. V.
Jagannathan, Chairman cum Managing Director at Star Health and Allied Insurance
Company, Chennai, India said “At Star Health, we constantly try to ensure that our customers
receive offerings that are at pace with their changing needs and demand in the
environment. We innovate and deliver superior products that provide solutions
and enhance customer satisfaction. The elderly population in India is rising.
Currently, almost 95 million people in India are above the age of 60 and 8
million people are above the age of 80.
Also, in the coming years, it is
expected that about another 80 million will reach the age of 60. With the
increase in the cost of healthcare expenses, the best way to secure the health for
senior citizens is by purchasing a senior citizen insurance policy. The new Senior
Citizens’ Red Carpet underlines Star Health’s commitment to the Indian
health insurance industry and their support in helping the senior citizens live
healthier and happier lives.”
Other significant features of the product are:
In
addition to the existing sum insured options up-to Rss. 5 lacs two new options introduced
– Rs. 7.5Lacs and Rs. 10Lacs
Lifelong coverage is
assured if the policy is renewed continuously
Ambulance charges for transporting the insured patient
to the hospital up to a sum of Rs.600 per hospitalization with an overall
limit of Rs.1,200 per policy period.
About
Star Health and Allied Insurance Co. Ltd
Star Health
and Allied Insurance Co Ltd is a joint venture between leading Indian
businessmen, M/s.ICICI Ventures, M/s.Sequoia Capital, M/s.Tata Capital,
M/s.Alpha TC Holdings Singapore and M/s.Oman Insurance company UAE.
As a first
exclusive health insurance company in India, it launched many first of its kind
insurance products from time to time to cater diverse needs of the market, like
Star Cardiac care for Cardiac ailments, Star Unique Health covering preexisting
diseases, Diabetes Safe Insurance for diabetes and Star Net-Plus for those
diagnosed with HIV positive.
Star Health
and Allied Insurance has a strong network of 290 branch offices, more than 7,000
network hospitals to serve its customers across the country with a vision to
protecting health and promoting health.
Star Health and Allied Insurance Co.
Ganesh/Karthik
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