From PocketNewsAlert.com
Do I need an Insurance?
A
question which pops in our mind every time a insurance agent approaches us, and
as always we quickly reply by saying
"
No I do not need one".
But
have we thought of Who will take care of my family if tomorrow something
unfortunate happens to us?
If
this question bothers you, then you need Life Insurance. The loss of a loved
one is a painful experience. But, if your family is also left without enough
money to meet daily necessities or / prepare for future plans, they will have
to go through more stress as they will face a financial crisis at the same
time.
A
Life Insurance plan ensures that your family is financially secured even if tomorrow you
are no longer around to care for them. Life Insurance helps us to secure ours
and our family's future.
Life Insurance is a necessity and not a luxury.
Pocketnewsalert.com helps
you understand the benefits of Life Insurance.
1) Life Insurance Provides Risk Cover :
A
Life Insurance plan ensures that your family is financially secured even if tomorrow
you are no longer around to care for them.
2) Provides for Long Term Needs :
Each
of us have some goals in life for which we need to save. Life Insurance
provides for such long term goals like our children's education, their marriage
or building our dream home, according to our life stage and risk appetite.
Traditional
Life Insurance policies such as endowment plans, offer in-built guarantees and
defined maturity benefits through variety of product options like Money Back,
Guaranteed Cash Values, Guaranteed Maturity Values etc.
(3) Builds a habit of saving..!
Life
Insurance is a long-term product where the insured, has to pay a fixed amount
at a defined periodicity. This in a way builds the habit of long-term savings.
Regular
savings over a long period ensures that a good corpus is built to meet
financial needs at various stages of life.
(4) Assured income through annuities :
Life
Insurance is one of the best ways to save for retirement.
The
money you saved during your earning life span is utilized to provide a regular
source of income after your retirement.
(5) Loan Facility..!
The
insured has an option to take a loan against his policy. This helps you meet
your unplanned requirements without affecting the benefits of the policy.
(6) Tax Benefits Under Section 80C :
Life
Insurance premiums provide deduction under section 80C of the income tax act,
also the amount earned from the policy on maturity or / death is also tax free.
Are
you still thinking "Do I need an Insurance?"
Contact
Pocketnewsalert's Insurance Advisor for free insurance advice on +91
97685 22978. (Only for Mumbai)
Save
today for a better tommorow.
No comments:
Post a Comment