No late Charges for Delay in Credit Card Payment for Three Days..!


Reserve Bank of India (RBI)  has issued a direction to all Banks regarding late payment charges on credit cards dues on July 16, 2015.

According to RBI circular bank can charge late payment fees charges only after 3 (three)  days from due date shown in credit card bill.


Its is important to mention here that late fees payment charges varies from bank to bank & type of card you have opted & ranges from about Rs. 200 to Rs. 1,000 .


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