Star Health Diabetes Safe Insurance Policy..!

Star Health Diabetes safe insurance policy

India has a diabetic population of 3 Crore (30 million) – the highest in the world and the number is increasing rapidly every day. 

Diabetes needs immediate attention because it affects vital Organs in the body over the time

and treatment can be very expensive.

Star Health and Allied Insurance Co. presents a policy that helps those affected by Diabetes Mellitus Type II and offers insurance protection for treating most commonly occurring complications.

Eligibility..!

• Any person between 26 years and 65 years of age who is diagnosed with Diabetes Mellitus Type II

can take this insurance

• This limit of 65 years is applicable only for initial entry in to the scheme. Renewals will be

accepted up to 70 years

Coverage Offered for Specific Conditions..!

• Eyes: Diabetic Retinopathy requiring laser treatment

• Kidneys: Diabetic Nephropathy leading to chronic renal failure

• Feet: Diabetic foot ulcer requiring micro-vascular surgical correction

• The policy covers the cost of treatment up to the limit provided

Diabetes Benefits...!

• Hospitalization Cover

• Boarding and room charges at 2% of the sum insured subject to a maximum of Rs.2500 per day in Class A cities and Rs.1250 per day in other locations

• Nursing expenses

• Surgeon’s fees, Consultant’s fees and/or Anesthetist fees

• Cost of blood, oxygen, diagnostic expenses

• Cost of medicines and drugs

Special Features..!

• Hospitalization expenses on donor of kidney for renal transplant surgery are payable subject to availability of sum insured

• Post-renal complications on the insured person covered

• Second transplant following failure of the first transplant covered

Pre-Acceptance Medical screening…

• All applicants will have to undergo a pre-acceptance medical screening at company nominated center.

Sum Insured Options

• The insurance is available for sums of Rs.50,000, Rs.1,00,000, Rs.2,00,000, Rs.3,00,000, Rs.4,00,000 and Rs.5,00,000

Star Health Diabetes safe insurance policy Premium

Premium in Indian Rupees (Service Tax extra)

Exclusions

• Patients who have already developed complications of Diabetic Retinopathy and/ or Diabetic Nephropathy leading to Chronic Renal failure and/or Diabetic foot ulcer

• Expenses on treatment of Diabetes Mellitus Type II (A detailed list of exclusions is available in the policy conditions document)

Buy policy online at www.starhealth.in Toll Free Number 1800 425 2255, SMS STAR to 56677 STAR Health

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