STAR CRITICARE PLUS INSURANCE POLICY

STAR CRITICARE PLUS INSURANCE POLICY..!

In these days of spiraling medical costs the customer has to plan

judiciously to ensure adequate protection – more so if the disease

is a major one.

Star Health is proud to introduce “Star Criticare Plus” insurance policy which provides protection under two Sections – reimbursement for hospitalization and lump-sum compensation on diagnosis of specified Critical Illnesses.

The hospitalization Section provides for payment of expenses

incurred on diseases / illness / accidental injuries. The minimum

period of hospitalization is 24 hours. In respect of specific day-care

treatments this minimum period of stay in the hospital is waived.

Section II is the Critical Illness Section which offers lump-sum

payment of the sum insured if the Insured person is diagnosed with

any of the defined Major Diseases.

The Major diseases covered are...!

• First Diagnosis of Cancer, Chronic Kidney Disease, Brain

Tumour

• Undergoing Major organ transplant for the first time (Major

Organ means Heart, Liver, Pancreas)

• Occurrence of any of the following for the first time-

Cerebro-Vascular Stroke causing Hemiplegia

Acute Myocardial Infarction resulting in Left Ventricular

Ejection Fraction of <25%

Established irreversible Coma

Established irreversible Paraplegia

Established irreversible Quadriplegia

A waiting period of 90 days will apply for claims under this

Section.

This insurance is offered for varying sum insured starting from

Rs.2 Lacs and going up to Rs.10 Lacs. Cover is on individual basis:

but a family can take cover in which case a discount of 5% for 2

members and 10% for more than two members, is available.

The unique feature of this policy is that up to the point of

diagnosis of any of the Critical Illness covered, any hospitalization

expenses incurred will be paid under Section I: subsequently the

lump-sum would be paid.

On payment of lump-sum the policy will continue with Section I

benefits (subject to the availability of the sum insured) until expiry date. It can be renewed under any other health policy of the Company but excluding the ailment for which the claim was paid.

STAR CRITICARE PLUS INSURANCE POLICY Premium Chart

* Service Tax Extra at 10.3%

Amount paid is eligible for relief under Section 80-D of the Income Tax Act.

Consult Expert Doctor for Free Medical Advice on  Toll Free Number 1800 425

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