HDFC Bank: 10 Second Personal Loan Disbursement
Scheme..
India’s second-largest private sector lender,
HDFC Bank on June 18, 2015 launched a 10-second paperless instant loan plan for
its existing customers.
“HDFC Bank will now disburse personal loans to
its customers in just 10 seconds. With this product, existing customers will
have a pre-approved loan amount available to them 24×7,” the HDFC bank said in
a statement.
The entire process of availing the loan is
completely paperless, and users can simply log into their bank account via
net-banking or mobile banking and avail of this loan at a click, it added.
The loan is completely hassle-free and
transparent. Users will no longer have to wait for disbursement of funds,
particularly in medical or other types of emergencies.
“It is like having a real cheque in one’s virtual
wallet and is part of our mission of enabling customer delight by creating
simple and speedy banking solutions that are available at a click,” the
statement said
HDFC Bank Unsecured Loans, Home & Mortgage
Loans Business Head Mr. Arvind Kapil said: “Most
customers expect banks to connect the dots between online & offline options
to deliver convenient, consistent service.”
The 10-second loan is another offering under HDFC
Bank’s digital banking platform GoDigital. Under the platform, the bank had
launched PayZapp application to cater to e-commerce space.
In financial year 2014-15, 63% of all
transactions at HDFC Bank were conducted through digital channels.
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