All Investment vehicles are risky and ​also ​risk free..!

All Investment 
vehicles are risky 
and ​also ​risk free..!


by Mr. B. Padmanaban, Financial Planner

All Investment vehicles are risky and ​also ​risk free, it always depends on the time in which you are holding. The below picture explain you how to choose the investment vehicle based on your waiting period!

One study at UCLA indicated that up to 93 percent of communication effectiveness is determined by non- verbal cues. 

Another study indicated that the impact of a performance was determined 7% by the words used, 38 percent by voice quality, and 55% by the non -verbal communication.



Whatever we have used 5 years to 10 years before we could find only in the Museum, the change is very fast and inevitable. 

But, how come one still holding the investments like Fixed deposit (FD), Post office Savings, RD, PPF, Insurance, Gold for long term investments. 

It will be a disaster for sure if you hold those investments for your long term goals. Since, we do not have the choice to accept those changes, we should graciously accept investment like mutual fund SIPs, diversified equity investments and good bluechip stocks for the better future

SIP investment can not be explained much simpler than this photograph. SIP is the way to create wealth for salaried class...

​It is not the investment amount, it is the duration that matters in investment which gives compounding effect. 

The earlier you start, bigger will be your compounding of wealth. Educate the youngsters to save rather than putting them into housing loan from the beginning of their career.

​Property prices might also seen this kind of returns, no doubt, but it is only in patches. 

Here in the mutual fund (MF) you can see a level playing field and the fair price for everyone and it is highly regulated, no capital gain tax after one year, and high liquidity so on and so forth.​

​Investing in mutual fund or /  direct equity is like investing in business. The business takes 3 to 5 years for break even will sustain longer period than the business break even in a single year. 

Take time for your investment to grow, the below photograph tells you how important every one needs to wait for their turn to create wealth.​



Mr. B. Padmanaban, CFPCM
Certified Financial Planner
Fortune Planners
Chennai

Office Location:
No 472B, First Floor, 
Anna Salai, Nandanam,
Chennai - 600 035
Next to Arasappar Hotel


Mr. B. Padmanaban, CFP

Postal Address:

Old no 50/1, New no 58/1, Gayatri Apartments,
Ganapathy Street, 
West Mambalam,
Chennai - 600 033
(Near Shobana Kalyana Mandapam)

Telephone: +91- 98843 49173 , +91 - 2481 7374
E mail ids: padmanaban@fortuneplanners.com
padhu73@gmail.com

Web Site; 
www.fortuneplanners.com 

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