Before taken a Health Insurance policy Consider these 5 Things..
1. Scope of Insurance coverage
2. Policy terms & conditions
3. Complete details on inclusions and Complete details on exclusions
4. Most important submit full details about your health on proposal form
(no mis- representation & non-disclosure of facts about health history).
Opting the sum insurance please look at on the sub limits on each category
(Room rent / Drugs / Doctor Consultant fees etc...).
5. Health Insurance company /and
third party administrator (TPA) network and Details of their Hospital
tie-ups.
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