Interest Income in saving bank account and TDS

If Interest Income in saving bank account exceeds Rs.10,000 Per Annum Tax Deducted at Source (TDS) will be deducted by the bank at the applicable rates, provided your pan number to the Bank otherwise 20% of interest will be deducted as TDS.




 It is taxable in their hands if it exceeds threshold limit otherwise 15 G /15 H can be given for non deduction  of TDS,  provided you have not crossed  threshold limit.
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