With medical inflation running in double-digit for last few years, not
having a Health Insurance can be adventurous.
Ironically, the Health Insurance penetration level in India is extremely
low compared to its western counterparts.
Various estimates suggest 11% to 13% of population is
presently covered with Health Insurance.
A World Bank analysis of financing of hospitalization shows that large
proportion of people borrows money or / sells assets to pay for
hospitalization. Majority of Indians are vulnerable to major ailments.
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