For Retirement: Equity funds are Better, 30:30 Formulae..!

For Retirement: 

Equity funds are Better, 

30:30 Formulae..!

30:30 Formulae..!

Let us assume any one's age 30 years and retirement would be at the age of 60; which is another 30 years away.

We would suggest deploying this money into equity mutual funds (MFs).

Equity funds are risky & volatile only over short term. In the long run, it is less risky & a perfect wealth building instrument.

Invest in the below Top equity funds:

Open Ended  - Equity: Large & Mid Cap -  Since Launch Return as on 12/9/2014

 Fund Name                                                           Returns(%)

 IDBI Diversified Equity Fund - Direct Plan           55.10 

 IDBI Diversified Equity Fund - Regular Plan        54.50 

 Motilal Oswal MOSt Focused 25 Fund -

 Direct Plan                                                            30.62

 HDFC Capital Builder Fund - Direct Plan         30.23 

 Birla Sun Life Equity Fund - Direct Plan            29.94 

 Birla Sun Life Long Term Advantage Fund -

 Direct Plan                                                             29.68

 HSBC India Opportunities Fund - Direct Plan   29.62 

 Kotak Select Focus Fund - Direct Plan             29.57 

 Mirae Asset India Opportunities Fund -

 Direct Plan                                                            29.56 

 Franklin India Prima Plus Fund - Direct Plan    28.76 

Annulised Return

Share markets are capable of giving about 18 per cent annualised return over the long run, about 15 to 20 years.

One example

 Someone invest Rs.2 lakh in equity funds, Rs.2 lakhs would become anout Rs.2.87 crores in next 30 years. That is the power of time, power of equity and power of compounding.

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