US Mortgage: Rates Fall at 3.92%

Mortgage rates in the US declined, remaining at a 16 month low as more affordable borrowing costs fuel an increase in refinancing. The average rate for a 30 year fixed mortgage was 3.92 per cent, down from 3.97 per cent last week, Freddie Mac said in a statement on recently.

The average 15-year rate dropped to 3.08 per cent from 3.18 per cent, the McLean, Virginiabased mortgage-finance company said.

Homeowners are rushing to cut their monthly payments as rates hover at the lowest levels since June 2013.

Refinancing applications jumped 23 per cent in the week ended October 17 to an 11month high, the Mortgage Bankers Association said.


 The refinance share rose to 65 per cent of housing loan applications from 59 per cent.

Average rate for a 30 year fixed mortgage was 3.92%


Average rate for a 15 year fixed mortgage was 3.08%
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