Insurance against loss by illness or / bodily injury. Health insurance provides
coverage for medicine, visits to the doctor or emergency room, hospital stays
and other medical expenses. Policies differ in what they cover, the size of the
deductible and / or co-payment, limits of coverage and the options for
treatment available to the policyholder.
Health
insurance can be directly purchased by an individual, or it may be provided
through an employer. Medicare & Medicaid are programs which provide health
insurance to elderly, disabled, or / un-insured individuals. There
are a number of companies which provide private health insurance, including
Blue Cross, United Healthcare, or Aetna.
Even
if you are young when you start out on your own, you will need to consider how
you will save for the immediate future's needs, such as health insurance, and
for long-term needs, such as retirement.
Src:
InvestorWords.com
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