Star Health Insurance: Rural Micro Health Insurance..!

Star Health Insurance  - Rural Micro Health Insurance..!

The greater percentage of the Indian population lives in rural areas which have very limited healthcare facilities. The tragedy is when any illness or disease affects them there is no source of finance available to them to meet the expenses.

This pushes them further into debt. A right solution therefore is a Health insurance which provides protection at affordable rates within their capacity to pay. Star's Micro Health 
insurance policy precisely fits into this requirement.

Eligibility..!

Any person between Five months and 65 years of age at the time of entry can take this insurance.Children can be covered only along with atleast one parent.

Benefits..!

Hospitalisation cover..  In-patient hospitalisation expenses for a minimum of 24 hours. Includes room rent, boarding and nursing expenses with maximum limit of Rs.150 per day subject to Rs.5000per hospitalisation Surgeon's fees, Consultant's fees, Anaesthetist's fees upto a maximum of Rs.4500 per hospitalisation Cost of blood, oxygen, diagnostic expenses, pace-makers, artificial limbs, medicines and drugs, etc subject to a maximum of Rs.4500 per hospitalisation Ambulance charges for emergency transportation to hospital upto the specified limits Total expenses payable under all heads are limited to Rs.15,000 per hospitalisation and to Rs.30,000 per policy period

Pre-Existing Diseases / Illness..!

Are covered after 48 months of continuous insurance with us

How much to pay

More details Click here

Income Tax Benefit..!

Amount paid by any mode other than by cash for this insurance is eligible for relief under Income tax Section 80D..

Free look period..!

A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening ,stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation.Free look cancellation is not applicable at the time of renewal.

Star Advantages..!

No Third Party Administrator (TPA); direct in-house claims settlement. Faster and hassle-free claim settlement. Cashless hospitalization. Network of above 5400 hospitals across India 24 x 7 Toll- free Helpline Free expert medical consultation over phone 24x7 Toll Free Helpline. Free storage facility for storing medical records in electronic form. For details contact toll free no 1800 425 2255 / 1800 102 4477. NOTE: T he benefits mentioned herein are only an outline of the policy. For details please contact your nearest Star Health office or call toll free no 1800 425 2255 / 1800 102 4477. CALL at 24 x 7  1800-425-2255 / 1800-102-4477 (Toll Free)  044-28319100 (For Other Users). STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED Registered office:  No.1, New Tank Street, Valluvarkottam High Road, Nungambakkam, Chennai - 600 034. CIN :U66010TN2005PLC056649 Ph: 044-28288800 , Fax: 044-28260062  Email: info@starhealth.in Website: www.starhealth.in IRDA Registration No: 129

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