LIC Housing Finance : 95% of Loans contributed from the Affordable Homes..!

LIC Housing Finance Ltd (LIC HFL) has set a target of generating total business of Rs. 33,000 crore in the current financial year (2014-15), up by 22 per cent over the same period last year, a top official said today.

LIC Housing Finance Ltd., Managing Director and CEO Ms.Sunita Sharma inaugurating the 17th edition of annual expo on housing finance -- 'Ungal Illam (Your House)' at Chennai on September 12, 1014.

Ms.Sunita Sharma said,  "Our business growth compared to last year has been quite healthy. We are expecting target business of Rs. 33,000 crore during the current financial year"


In the last fiscal, total business volume stood at Rs 27,000 crore, while the loan portfolio grew by 18%, she said.

Noting that there has been a "pick up" in the real estate financing in 2014-15, Ms.Sunita Sharma said the target growth of loan portfolio was 20%.

Attributing major growth of business to the individual segment, she said her company would focus on Loan Against Property (LAP) generating more business. "LAP Share is 4 per cent. We have targeted 5 per cent this year," she said.


Ninety-five percent (95%) of business was contributed from the affordable housing segment, while 85 per cent of customers contribute the middle income group, she said.
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