IPO Funding at Record Low Rates of 7%..

IPO funding at record low rates of 7%; but stocks must list at over 50% for decent returns

High net-worth individuals (HNI) binged on record low rates of finance to bid aggressively in 2 just-concluded IPOs but the shares will have to list at premiums of over 50% each for the investors to make reasonable returns.

Snowman Logistics and Sharda Cropchem closed within weeks of each other and were major success in terms of oversubscription from retail and HNIs.

The HNIs' portion in the case of Snowman was oversubscribed 222 times while it was 251 times in the case of Sharda Cropchem.Cheap IPO funding at never-before-seen rates of 7% was largely responsible for the massive demand as brokerages continued with their practice of using SEBI's new norms to cut down on rates.


Domestic brokerages provided loans at 7% compared with 12% to 14% two years ago. Rates have been coming down since 2011 when market regulator SEBI introduced a facility called ASBA which allowed HNIs and institutional investors to bid for as many shares as possible while the payment would happen only for those shares that are allotted. It enables an HNI to buy stocks even if he can not put up the entire money .All big brokerage houses use this tool to fund their clients.
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