The need for health cover
is obvious in times of floods when the threat of epidemic looms large, but it
is a must-have policy even otherwise.
“With rising healthcare
costs and increasing incidence of lifestyle diseases, you must buy this cover
for yourself & your family , especially once you cross the age of 35 to 45
years.
Most health insurers insist
on medical tests post the age of 45 and hence, buying this cover by 40 makes a
lot of sense.
.Buy this policy even if
you are covered by your employer's group health cover.
At this age, you should
buy a cover of at Rs. 5 lakh, which can be enleast hanced to Rs 12 lakh to
Rs.15 lakh over the next 8 to 10 years.
For this age group, the
annual premiums could be in the range of Rs. 15,000 to Rs.17,500.
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