ICICI Bank: EMI Option In Ddebit Cards..


To begin with ICICI  bank has only tied up with Samsung for phones and consumer durable products

ICICI Bank, the India’s largest private sector lender, has introduced an equated monthly instalment (EMI) option for its customers on debit card purchases.

The EMI option, which was so far limited to credit card holders, will now allow even debit card holders to convert their high-value transactions into equated monthly instalments.


Only debit card holders who have fixed deposits of minimum Rs. 10,000 linked to the savings bank account will be allowed to exercise this option of buying products on an EMI of 3, 6, 9 or 12 months. The customer is not allowed to break the fixed deposit till the end of the EMI term.

Mr. Rajiv Sabharwal, Executive Director, ICICI Bank, said, “As we approach the festive season, we believe this initiative will empower above 2.20 Cr ICICI Bank debit card customers to buy products of their choice and pay in easy EMIs”

To begin with ICICI bank has only tied up with Samsung for phones and consumer durable products. Going ahead, the lender plans to add more brands under the EMI option.

Mr. Asim Warsi, Vice President, Mobile & IT, Samsung India, said, “The tie-up will offer financial flexibility, drive engagement and create easy product accessibility for our consumers. With the festival season around the corner, we are confident that such exciting schemes will add to consumer celebrations” 

ICICI Bank said in a statement that it is the first bank in the country to introduce this facilit


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