Which certificate Proves Housing Project is legal..?

 Which certificates prove your housing project is legal

As a buyer of any housing property, it is important that all your papers are in place and up to date. These papers ensure that the building has been constructed adhering to all rules and laws.

Lack of necessary documents can cause a lot of trouble, be it at the construction stage, as seen with a property in Noida, or later, as is happening with a housing complex in Mumbai.

One of these documents is “completion certificate”.

 What is it?

A completion certificate is proof that the building has been constructed in accordance with the prescribed rules, and that all the concerned authorities have cleared the project. To begin with, when the construction work of a project starts, the builder obtains no-objection certificates (NOCs) from authorities concerned for essential supplies such as water and electricity.

These NOCs state that the construction being undertaken is within the ambit of law. When a construction is nearing completion, the NOC-issuing authorities inspect the site. If satisfied, a completion certificate is issued, which will ensure supply of essential utilities. A completion certificate also means that the building has been built according to the approved plan.

A builder / promoter may also seek a provisional completion certificate from authorities at the time of giving possession to customers. This provisional certificate is valid for six months. During this period, the builder takes care of final details, like landscaping, repairing lanes, and others.

After the six (6) months, the builder needs to get the final completion certificate. Other certificates There are some other essential documents as well, apart from the completion certificate, that customers should look for. Occupancy certificate is one such document. Issued by the local authority, it authorizes customers to stay in the property.

It is issued after all other related supporting documents, stating that requirements such as building standards, fire and elevator safety norms, drainage and so on, are in place.

Then there is the encumbrance certificate, which establishes that the property has free title. This ensures that the property, be it land or house, does not have any legal dispute and has a clear and marketable title. Why the documents are necessary Without a completion certificate, a builder cannot hand over a property to the homebuyers. This certificate, along with the others mentioned, ensures that customers do not face legal issues in the future.

If the builder fails to obtain and pass on the completion certificate, buyers can approach the local authority directly to get it. Buyers in the same project can form a residents’ welfare association and approach the authority, which then becomes obligated to reply within a stipulated time period. If this does not happen, buyers can approach a competent court.

Src: livemint

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