LIC Housing Finance: Net profit up 29%, 225 % dividend

LIC Housing Finance: Net profit up 29% to Rs 1317.19 crores

FY 2014 Q4 Net Profit up by 17% to Rs. 370.02 crores

Q4 Total Income up 19%; Q4 Net Interest Income up by 16%

FY 2014 Individual Loan portfolio grows 18% to Rs. 88559 crores

Board proposes 225 % dividend

For the year ended March 2014, the company's total income was Rs.9335 crores as against Rs. 7659 crores during the same period previous year, a growth of 22%. Revenue from operations grew 22% from Rs. 7459 crores to Rs.9073 crores. Profit before Tax for the year stood at Rs 1825.50 cr registering a growth of 33% over the previous year.

Net profit after Tax during this period was Rs.1317.19 crores as compared to Rs.1023.21 crores in the corresponding period of the previous year, a growth of 29%.


The outstanding mortgage portfolio as on March 31, 2014 was Rs. 91341 crores as against Rs. 77813 crores on March 31, 2013, thus registering a growth of 17%.Individual Loan Portfolio stood at Rs 88559 cr as on March 31, 2014 a growth of 18%.

The Gross NPAs of the company stood 0.67% on March 31, 2014 as against 0.61% as on March 31, 2013. Net NPAs were Rs 0.39% as against 0.36% for the corresponding dates. Gross NPAs in the individual loan segment stands at 0.27% as on March 31, 2014 as against 0.32% as on March 31, 2013. Net Interest Margins for the full year was 2.25% as against 2.18 % for the FY 2013.

The Board of Directors have recommended dividend of 225%, including Silver Jubilee dividend of 25 %.

LIC Housing Finance, Managing Director & CEO, Ms. Sunita Sharma, said “This was a year where the macros have been very challenging. In spite of the difficult environment we have delivered yet another year of strong performance in all the areas of operations- portfolio growth, margin expansion and continue to maintain industry best asset quality. We are stepping into our 25th year of operation and would like to make it memorable by achieving greater heights”.

About LIC Housing Finance Ltd

LIC Housing Finance Ltd is one of the largest housing finance companies in India having one of the widest networks of offices across the country and representative offices at Dubai & Kuwait. In addition, the Company also distributes its products through branches of its subsidiary LICHFL Financial Services Ltd. LIC Housing Finance Ltd was promoted by Life Insurance Corporation in 1989 and a public issue was made in 1994.  It launched its maiden GDR offering in 2004. The company enjoys the highest rating from CRISIL & CARE indicating highest safety with regard to the ability to service interest and repay principal.

For further information please visit the website www.lichousing.com


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