First thing, the time
agreed to deliver the flat shall be known. If the builder fail to deliver the
flat as per agreed time you can move consumer court for the deficiency in
service & claim compensation including the interest paid by you to the
housing loan.
Secondly, if you wish
to terminate the agreement it will cause great hardship. since you already
availed loan from home finance company / Bank, you can not terminate the
agreement with the builder with out the knowledge of the housing loan bankers.
It is better issue
notice to the builder stating the delay and the loss caused to you due to
delay. Consult an advocate with relevant documents & act as per his/her
advise.
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