Once have bought an option and paid the premium for it, how does it get settled ?


Option is a contract, which has a market value like any other tradable commodity.
Once an option is bought there are following alternatives that an option holder has:
You can sell an option of the same series as the one you had bought and close out / or square off your position in that option at any time on or / before its expiration date.
You can exercise the option on the expiration day in case of European Option or; / on or / before the expiration day in case of an American option.

 In case the option is - Out of Money - at the time of expiry, one will not exercise his option, not being profitable and therefore, it will lapse or expire worthless.
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