Canara Bank: AGRICULTURAL Loans...

Canara Bank: AGRICULTURAL Loans

(Base Rate : 10.20% with effect from 01/01/2014)

 Loans upto Rs.3 LAC

Type of facility	ROI
Short Term And Term Loans	BR+1%

Loans above Rs. 3 lac upto Rs. 25 lac

Type of facility	ROI
Short Term And Term Loans	BR+2%

Loans above Rs. 25 Lac upt0 Rs 1.00 crore

Type of facility	ROI  p.a.
Short Term And Term Loans	BR+2.5%

Loans above Rs. 1 crore upto Rs. 2 crore

Particulars			ROI
	Short Term and Term Loans*	Lower BR+2% Middle BR+2.25% Higher BR+2.5% Highest BR+2.75%

Note : For 3.1- Term Loans more than Rs. 50.000 and repayable >.5 years, term premium of 0.50% will be loaded and for 3.2 to 3.4,

term premium for term loans repayable in >5 years ≤ 10 years-0.50% and > 10 years  -0.75% will be loaded.

Loans above Rs 2 crores upto Rs 10 crores (Rated internally under RAM model)

Particulars			ROI
	Short Term and Term Loans*	Internal rating LR BR+2.25% NR BR+2.5% MR BR+2.75% HR BR+3%

  

Loans above Rs.10 Crore (where external rating undertaken)

Particulars			ROI (External rating)
	Short Term and Term Loans*	AAA, AA, A BR+2.25% BBB BR+2.50% BB, B BR+2.75% C & D BR+3.00%

 3.7  Loans above Rs.10.00 Crore (where external rating not undertaken)

Particulars			ROI (Internal rating)
	Short Term and Term Loans*	LR BR+2.50% NR BR+2.75% MR BR+3.00% HR BR+3.50%

*Note for Point No.3.5 to 3.7: For Term loans repayable >3 years up to 5 years,

> 5 years up to 10 years and > 10 years, term premium of 0.25%, 0.50% and 0.75% respectively will be loaded.

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