Home Loan Insurance: Which is Better, Separate Life Insurance, Loaded Life Cover?


I am taking a home loan at the age 54. Which is Better?,
Separate Life Insurance Cover or / Loaded Life Cover?
- Suresh, Trichy

Consider these 7 Points



(1) First Calculating your age factor you are eligible for a Life insurance cover.

(2) Please do go in for Online Life insurance (Term Plan) covers rather offline (Through Insurance Agents) such that the insurance premium will be comparatively less.

(3) If you sound and a very good health then you will be eligible for a Life Insurance cover, the premium is normal.

 
(4) If you have bad health at now then the Insurance premium may go high.

(5 If your health is in a very bad condition then you may not be eligible for a Life Insurance Cover.

(6) Would advise you to go for Separate Life Insurance cover rather Loaded Life cover (That is Life insurance bundled along with the home loan).


(7) The premium in Loaded Life Insurance cover is always on the higher, will be comparatively to Life Insurance cover.
Share:

No comments:

Post a Comment

Popular Posts

Blog Archive

Recent Posts

Featured Post

Paying premium regularly for Health Insurance Policy. Do I have any concessions in making a claim?

Paying premium regularly for Health Insurance Policy. Do I have any concessions in making a claim?   Q and A I have taken a med...