JLL India : RBI Stance On 20:80 Scheme


by Mr. Shobhit Agarwal,  Managing Director – Capital Markets, Jones Lang LaSalle India

The RBI has reacted sharply to the fact that a number of banks and housing finance companies (HFCs) are promoting home loan products such as the 80:20 or 75:25 schemes, which involve tripartite agreements involving lenders, developers & property buyers.

The basis of this move is that though these schemes do invariably mention the financial implications to the consumer in the fine print, several consumers are evidently unable to decipher the fine print. This move by the RBI is aimed at protecting the interest of property buyers who are not aware of the long-term financial implications of such &  similar schemes. It is definitely meant to advance the cause of greater transparency in the Indian real estate sector, and also to protect the financial institutions that provide funding in it.

 For Media Contact
Mr.Arun Chitnis
Head – Corporate Communications
Jones Lang LaSalle India
Level 6, Amar Avinash Corporate Plaza
Bund Garden Road,
Pune - 411 001.
Tel: (020) 30930441 Fax: (020) 40196101
Mobile: +91 9657129999
Website: www.joneslanglasalle.co.in
Blog: www.joneslanglasalleblog.com/realestatecompass
Twitter: @JLLIndia_Realty


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