Who are eligible for obtaining a Postal Life Insurance (PLI) policy?
Employees of the following Organizations are eligible.
Central Government
Defence Services
Para Military forces
State Government
Local Bodies
Government-aided Educational Institutions
Reserve Bank of India
Public Sector Undertakings
Financial Institutions
Nationalized Banks
Autonomous Bodies
Extra Departmental Agents in Department of Posts
Whether salaried professionals in Private Sector can join PLI?
Such categories are not eligible. They can opt for Rural Postal Life Insurance (RPLI) policies.
If one spouse is working in a Government organization but the other is not, is there any scheme in PLI for both?
We have ‘Yugal Suraksha’ scheme under which both can jointly get a policy, after paying a little more premium. Both can be covered under this assurance scheme.
Can one continue the policy if one quits the Government Service?
Yes. One can continue by making payment of premium at any one of the 1,55,000 post offices throughout the country, even after quitting service.
For Rural Postal Life Insurance any Indian residing in Rural India can take RPLI. Rural area is defined as one being outside the limits of a municipality.
Age Limit: In all policies the age limit is (age as on next birthday):19-55 years. Only in AEA and GRAM Priya in RPLI the maximum age limit is 40 years.
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