Home Loan Mortgage Rates are Softening...!.

Leading HFCs and banks (ICICI, SBI, BOB, etc.) have announced 0.25-1% cut in
the mortgage rates over the recent months. Few banks are also waiving off the
processing fees to attract borrowers.

Mortgage rates are likely to soften further given
easing system liquidity and expectations of policy rate cuts ahead.


Home Loan Mortgage Rates Across key players

State Bank of India 9.95% to 10.10%

ICICI Bank 10.25%  to 10.75%

HDFC 10.15% to 10.40%

LIC Housing  10.25% to 11.4%

Source: J.P. Morgan

J.P. Morgan India Private Limited
India Property

Saurabh Kumar AC
(91-22) 6157-3590
saurabh.s.kumar@jpmorgan.com

Gunjan Prithyani
(91-22) 6157-3593

gunjan.x.prithyani@jpmorgan.com
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