Kotak Home Loan
Transfer offers you the same home on better terms to suit your needs.
Key
Features..!
Transfer your loan to
a lower interest rate
Simple documentation
and speedy processing
Features
& Benefits..!
Home Loan Transfer is
basically taking a home loan, to pay off existing home loan. Future payments
are made to Kotak Mahindra Bank. Typically, the choice to transfer is made when
interest rates are lower than the original loan. A Top-up over the existing loan
can provide you ready cash for any of your needs.
You should go for
Kotak Home Loan Transfer if:
You are trying to
reduce your interest rate and lower your payments.
You are trying to
reduce your home loan term to pay off your loan faster.
You want to use the
equity in your house to get money for any of your needs. You can take a top-up
over the existing loan to get the much needed cash to fulfill your needs.
Kotak Home Loan
Transfer is based on your convenience. The procedure of acquiring the loan is
made easy, and the amount payable for your installments are designed to make
you feel comfortable.
Quick Check..!
Even a 1% reduction
in the interest rate can save you more than Rs.1.5 lakh on a loan of
10 lakh over a 20
year period. The exact figure will depend on the rate on the existing loan,
balance tenure etc.
Email:
service.bank@kotak.com
Phone Banking Numbers
To know more about
products and services, call our Customer Contact Center on 1800 102 6022 pan
India 24 hour toll free, alternatively, you can call us on the following
numbers.
If you are calling
from abroad, you may call +91 22 6600 6022.
Phone Number
Chennai, Coimbatore
and Namakkal 6600 6022
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