Your home is your most valued possession, a haven of
safety. But is it really as safe as you would like to believe?
Axis Bank realize your need to make your home as secure
in reality, as it is in your mind, which is why we, in association with Bajaj
Allianz General Insurance bring you - Safe Home, an insurance policy
exclusively designed for Axis Bank customers, which provides protection for
your property and valuables at your house.
Safe Home Covers..!:
Householders
contents (excluding cash, jewellery, valuables) against fire and allied
perils...!
It takes a fraction of a second for fire to reduce
everything you own to ashes, and ages for you to rebuild.
This insurance policy safeguards the contents in your
household, due to the losses that can arise due to fire and other perils such
as lightning, explosion or implosion, aircraft damage, impact damage from rail
or road, vehicles or animals, riot, strike, malicious damage, storm, cyclone,
tempest, hurricane, tornado, flood and inundation, earthquake, subsidence,
landslide including rockslide, missile testing operations, leakage from
automatic sprinkler installation and bush fire.
Exclusions..!:
The policy excludes 5 % of the claim amount for each and
every claim arising out of Act of God perils.
The policy excludes loss or damage due to terrorist
activities. This section of the policy excludes cash, jewellery, valuables,
livestock, motor vehicles and pedal cycles.
Householders contents (excluding cash,
jewellery, valuables) against burglary and larceny..!
Burglary and robberies have now become too common for us
to ignore. A burglary not only takes away your prized possessions, but also
leaves you with a sense of insecurity.
This policy provides you the peace of mind you seek,
through offering coverage for your household property (excluding cash,
jewellery, valuables) against housebreaking, larceny and theft.
Exclusions..!:
Burglary and/or housebreaking where any member of the
insured's family is the principal or accessories.
This section of the policy excludes cash, stamps,
jewellery, valuables, livestock, motor vehicles and pedal cycles.
Jewellery and Valuables, against all
risk...!~
Jewellery forms an integral part of our culture, may it
be a wedding or a normal day, and you can see everybody donning various kind of
jewellery.
For most of us, it is also an asset, an investment that
will pass on to the future generation. This section of the policy offers
coverage for your jewellery and valuables* kept at your home or in specified
Bank Lockers, against fire and allied perils, burglary and larceny.
A Valuation Certificate would be required in case of the
value of any individual item in this section, exceeds Rs 15,000.
*Valuables include silver items, gold coins, and
expensive watches above Rs 10,000
Exclusions..!:
On loss or /
damage caused to or from crackling, scratching or breakage of lens,
glass, gramophone records or other items of fragile nature.
On loss or / damage caused to or from car except from a
fully enclosed saloon car, having all doors, windows and other opening,
securely locked and properly fastened.
Note: * Conditions apply.
Cash at Home ..!
This section provides coverage for cash at house against
fire, burglary, theft & larceny. Any loss due to larceny shall be
restricted to 50 % of sum insured under this subsection.
Exclusions..:
Theft of cash by any family members or / relatives.
| Tenure of the insurance in years | Rate per lac |
|---|---|
| 3 | 113 |
| 5 | 170 |
| 10 | 250 |
| 15 | 375 |
| 20 | 500 |
*Service Tax Extra (Applicable as on date: 10.30%)
For conversion from sq meter to square feet, 1 sq m = 10.76 sq ft
For conversion from sq meter to square feet, 1 sq m = 10.76 sq ft
Notes:
Insurance is the subject matter of solicitation. Axis
Bank is the Certified Corporate Agent for Bajaj Allianz Gen. insurance Co. Ltd.
and nothing contained on the Website shall constitute or be deemed to
constitute an advice, an offer to purchase or an invitation or solicitation to
undertake any activity or enter into any transaction relating to the Gen.
Insurance Products. Participation by Axis Bank customers shall be purely on
voluntary basis. The contract of Insurance is between Bajaj Allianz General
Insurance Company and the insured, and not between Axis Bank and the insured.
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