Budget 2013- 14: CREDAI Welcomes the Interest Deduction of an Additional Rs. 1 lakh for first time housing loan borrowers..!


Mr. Lalit Kumar Jain, National President ,CREDAI

Realty developers' apex body CREDAI expressed the disappointment over the Finance Minister missing out on affordable & rental housing and banking reforms. However, on the positive side, Mr. Lalit Kumar Jain, National President CREDAI, also praised the Union Finance Minister P Chidambaram for accepting the suggestion for housing loan interest incentives for the buyers.

"An additional deduction of  Rs.1 lakh will be allowed for first time housing loan borrowers taking a loan up to  Rs. 25 lakhs. CREDAI also welcomes the interest deduction of an additional Rs. 1 lakh for home loan borrowers, taking the allowance to Rs. 2.5 lakhs, for all self-owned properties.

However, the developer community expressed its disappointment over the fact that the Finance Minister has not given any directions to the RBI on the imperative to support real estate funding.

We have been requesting the government for long to help revive the real estate sector,which will help rejuvenate the economy,"says Mr. Lalit, who feels let down in their demand for infrastructure status not being met.

CREDAI criticised the government for not withdrawing TDS on transactions on immovable property.


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