LIC Housing Finance: Home Loan Scheme for Self Employed..!

LIC Housing Finance (LIC HFL) on recently said it is planning to roll out a new home loan scheme for self­ - employed people wherein monthly loan repayment schedule might be tweaked to daily or / quarterly.

Mr. V .K . Sharma, Director and Chief Executive, LIC HFL  said, “Other than the equated monthly instalments (EMIs) system (meant for service class), we are planning to have an arrangement for self -  employed category in such a manner that where money (home loan installment) can be deposited (by borrower) on daily basis or / quarterly basis,“

Mr. V .K . Sharma also said, ''India's largest Life Insurance company The LIC of India promoted housing finance company will target wide variety of sectors including small businessmen traders, farmers, shopkeepers etc for this new housing loan facility. “We plan to launch this loan scheme next financial year (2013-14)''.

"EMI repaying system was more skewed towards service class, he hoped that the new home loan scheme would benefit self - employed people who faced innumerable problems in availing home loan from financial institutions. The credit appraisal of self - employed which is another issue is currently being looked into by LIC HFL'' Mr. V .K . Sharma added.
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