PSU bank says there
will not be any processing fees on Home loans..!
Mumbai based public
sector bank, Union Bank of India (UBI) has reduced interest rates on housing
loans above Rs. 30 lakh by 0.25% and is now offering the housing loans up to.
Rs 75 lakh at the base rate (10.5 per cent). However, the bank has kept its
base rate unchanged at 10.5 per cent.
In August, 2012 UBI
had announced the reduction in interest rates on home loans up to Rs, 30 lakh
and was giving it a base rate.
Now, it is offering
loans up to Rs. 75 lakh at the base rate. Loans above Rs. 75 lakh and up to Rs.
5 crore will be charged interest rate of 10.75%.
The UBI said, There will not be any processing fees on these loans.
.
State Bank of
India..!
However, India’s
largest bank, SBI's (State Bank of
India’s) home loan rates are lowest among the banks. SBI charges interest rate
of 10 per cent for the loans up to Rs. 30 lakh & 10.15 per cent for the
loans above Rs. 30 lakh.
SBI's lowest rates
have seen its housing loan disbursals tripling. SBI's 25 per cent new housing
loan customers are from other banks, Mr. Pratip Chaudhuri, chairman had
said.
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