Real Estate: What is Earnest Money?


Simple Explain..!

* Money paid in advance as part payment to bind a contract or / bargain.
 * A token of something to come; a promise or /  an assurance.
           
Definition of 'Earnest Money'


A deposit made to a seller showing the buyer's good faith in a transaction. Often used in real estate transactions, earnest money allows the buyer additional time when seeking financing. Earnest money is typically held jointly by the seller & buyer in a trust or / escrow account.

An earnest money deposit shows the seller that a buyer is serious about purchasing a property.

When the transaction is finalized, the funds are put toward the buyer's down payment. If the deal falls through, the buyer may not be able to reclaim the deposit. Typically, if the seller terminates the deal, the earnest money will be returned to the buyer. When the buyer is responsible for retracting the offer, the seller will usually be awarded the money.

Src: Investopedia                     
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