Plan offers coverage till 85 years & there is no requirement for medical examinations
MAIN FEATURES..!
ICICI Lombard international travel insurance is a travel insurance plan for individuals travelling abroad. This policy covers medical expenses incurred, repatriation of remains, personal accident, loss of baggage, loss of passport & cost incurred due to delay in trip. It also covers emergency hospitalisation cost due to any pre-existing medical condition.
LIMITS and DEDUCTIONS..!
There is an overall deduction of $ 100 on any necessary dental treatment after an accident or / any other reason. In case of any personal liability, insurer would deduct 5% of the actual loss. Delay in checked baggage & trip should be more than 6 hours. For a policyholder above 51 years of age, there is a limit of $1,800 per day on hospitalisation.
There is a cap of $1 5,000 on surgery related expenses. Allowance for intensive care unit (ICU) expenses is capped at $ 3,250 per day.
COVERAGE..!
ICICI Lombard international travel insurance plan is available in 3 variants silver, gold, and plat inum plans. Silver plan offers coverage between $ 50,000 and $ 100,000, gold plan between $ 50,000 and $ 500,000 and platinum plan cover is similar to gold plan, but here policyholders can cover their residen tial property against fire & burglary. In all the plans, policyholders can claim 100% of sum insured for medical emergency. In silver plan, there is no cover for personal accident, personal liability and accidental death.
PREMIUM..!
The insurance premium for a 7 day trip to the US and Canada for a 35 year-old-individual comes to Rs. 1,243 with maximum claimable amount being $ 2, 50,000 in case of hospitalisation expenses. While premium for a 85 year-old individual comes to Rs. 7,770 for a 7 day trip to the US and Canada with a sum insured of $ 50,000.
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