SEBI Raises MF Exposure Limit for Housing Finance Companies..!

Providing more leeway for HFCs (housing finance companies), the market regulator SEBI (Securities and Exchange Board of India) on recently relaxed the the investment limit for such entities in debt mutual funds.

The decision to relax the investment limit for HFCs was taken by SEBI at its board meeting held in October, 2012.

SEBI said in a circular, “... In light of the important role played by HFCs in the housing sector, it has been decided that an additional exposure not exceeding 10% of net assets of the scheme shall be allowed only to HFCs as part of financial services sector for prudential limits in debtoriented schemes,”

The total investment in HFCs shall not exceed 30% of the net assets of the scheme.

SEBI said the relaxation would be subject to certain conditions such as that the securities issued by HFCs were rated AA or /  above. Also, HFCs should have been registered with the NHB (National Housing Bank).

In October, 2012  SEBI had said the decision to relax investment limit was taken after taking into consideration the important role played by HFCs in fulfilling the social objective of increased house ownership and supporting the economy by creating demand for construction of new houses.

Certain debt mutual fund schemes, such as long-term FMP preferred route for the NBFC( Non - Banking Finance Company) sector to raise medium to long term funds at attractive rates.

PTI
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