HDFC ERGO General Insurance, India's' fourth largest private sector general insurance company, announced the launch of its another health product – “Health Suraksha Top Up” plan.
Health Suraksha Top Up plan supplements the existing health policy, insuring a customer for a larger sum insured limit at lower cost. This policy comes into action once the sum insured of the existing policy is exhausted, giving an additional sum insured to cover the medical expenses beyond a threshold limit of the existing health insurance plan to a customer.
This Health Surakhsha Top up plan is available for sum insured options of Rs. 5 Lacs, Rs. 7.50 Lacs & Rs. 10 Lacs.
With the launch of Health Suraksha Top Up plan, the customer will not need to purchase an additional comprehensive health policy in case their current health cover is inadequate.
90 days to 65 years..!
The plan covers age group from 90 days to 65 years. The customer also gets an additional benefit of life time availability as the policy can be renewed without any age limit, through which he/she can stay covered for the whole life since there is no-exit age.
There are 2 variants of the plan viz “Health Suraksha Top Up PRO” and “Health Suraksha Top Up PLUS.”
Under the PRO plan, the exhaustion of deductible happens as a catastrophe claim consuming the deductible amount in one single claim whereas in the PLUS variant plan, the exhaustion of deductible can happen over the policy period consuming the deductible amount in multiple claims.
Mr. Mukesh Kumar, Member of Executive Management, Head - Strategic Planning, HR and Marketing, HDFC ERGO General Insurance said, “With healthcare costs increasing exponentially every year, the need for a unique Top Up option cannot be understated. Moreover even people who have some health insurance cover may find it inadequate as they grow older or move into different life-stages. HDFC ERGO's Health Suraksha Top Up is an ideal option for such cases. It is one of the most comprehensive health insurance products which provide wide coverage with minimal exclusions and sub limits. The customer will also have the option to choose between one year and 2 year policy tenure for individuals and family floater & avail Tax Benefit under Section 80 D.”
The policy is designed for salaried employees & individuals or families with an existing health policy.
The plan will indulge innumerable benefits to its customers such as Pre & Post hospitalization expenses, in-patient hospitalization treatment, medical expenses for day care procedures, emergency ambulance expenses, domiciliary treatment etc.
About HDFC ERGO General Insurance Company Limited..!
HDFC ERGO General Insurance Company Limited is a 74:26 joint venture between HDFC Limited, India’s premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group.
HDFC ERGO offers complete range of general insurance products ranging from Motor, Health, Travel, Home & Personal Accident in the retail space and customized products such as Property, Marine and Liability Insurance in the corporate space.
HDFC ERGO is the fourth largest private sector general insurance company in India as rated by IRDA. HDFC ERGO has been expanding its presence across the country and is today present across 70 cities with 80 branch offices with an employee base more than 1,300 professionals. The firm has a wide distribution network comprising of brokers, retail and corporate agents, bancassurance besides its own direct sales force.
HDFC ERGO has been assigned the rating of ‘iAAA’ by ICRA indicating its highest claim paying ability. The company also has ISO certification for its claim services.
For further details, please contact:
Krishna Moorthy S ,Sr. Consultant
Ketchum Sampark Pvt Ltd,
39-B Anu Apartments, South Boag Road,
T. Nagar, Chennai - 600 017.
Office : + 91 44 24352644; + 91 44 24357915
Mobile: + 91 9442191717
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