The factors about the
individual that are considered important by the HFC ( housing finance company) or bank
while processing housing loan requests.
(A) Age at the time
of taking the home loan (younger the better)
(B) Qualification
(academically well qualified)
(C) The employer
(working for renowned companies is considered favourably)
(D) Income Verses
Savings capacity
(E) Savings capacity
Verses EMI (Equivated Monthly Instalment) outflow.
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