Competition Among Banks & HFCs in Home Loans: Ultimately Benefit Buyer..!.


Indian major banks have unleashed a price war by aggressively cutting interest rates on housing loans, said Mr. R.V. Verma, CMD, National Housing Bank (NHB).

Mr. R.V. Verma, said, ''The competition among financial intermediaries like banks and HFCs (housing finance companies) - in the housing loans space will ultimately benefit the buyer (customer). Despite their higher funding costs vis-à-vis banks, HFCs will be able to stand up to the competition as they have core competencies in terms of better service & faster turnaround time."



Mr. R.V. Verma also said, ''The economic slowdown has not affected the demand for housing loans.There was robust demand for home loans from Tier-II & Tier-III cities."

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